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LIC New Scheme: Deposit just this amount once and then get pension of lakhs every month, read all the details

LIC New Scheme: Deposit just this amount once and then get pension of lakhs every month, read all the details

LIC New Scheme: Deposit just this amount once and then get pension of lakhs every month


LIC New Jeevan Shanti Scheme: If you are looking for an investment scheme that is safe with good returns, then LIC has many policies to please the people. LIC New Jeevan Shanti Plan is a single premium plan in which two options are given to the policy holders. Immediate Annuity and Deferred Annuity.


This plan offers investors an opportunity to get lifelong income or pension by investing a lump sum amount at one time.


What is the eligibility criteria for the scheme?

LIC offers policyholders around nine annuity options to choose from. The interest rates for the annuity are fixed at the inception of the policy. Policyholders can choose the option as per their needs and circumstances. The minimum purchase price is Rs 1.5 lakh which means you will have to invest at least Rs 1.5 lakh in it. R can surrender if he doesn't like the plan.


Minimum age at entry : 30 years (last birthday)

Maximum Age at Entry : 79 Years (Last Birthday)

Minimum Vesting Age : 31 Years (Last Birthday)

Maximum Vesting Age : 80 Years (Last Birthday)

Minimum moratorium period : 1 year

Maximum deferment period: 12 years subject to maximum vesting age


How to invest in the scheme?

Policyholders can invest in LIC New Jeevan Shanti plan either online or offline. To buy the policy online, one has to visit the official portal of LIC at www.licindia.in. You can also invest in the policy through an LIC agent or by visiting your nearest LIC branch.


For example, if you buy the plan at the age of 45 for Rs 10 lakh and keep a deferment period of 12 years, then after 12 years you will start getting Rs 1,20,700 annually.



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